Guard Dog Valves wants to give our customers peace of mind in their quest to stop water damage. While surfing the net, we found some great tips by Marianne Bonner that had helpful little tips if you have to file an insurance claim for water damage caused by leaking pipes.
A typical property policy excludes damage caused by water that leaks or seeps continuously for 14 days or more. This exclusion applies not only to pipe leaks but also to water in the form of humidity, moisture or vapor. It is intended to eliminate coverage for water damage that results from poor maintenance rather than a sudden accidental event.
Cost to Tear Out and Repair Damaged Rooms and Buildings
Bathrooms (toilets, sinks, bathtub/showers) have pipes inside walls and in hard to reach locations behind the sink or toilet. In order to gain access to the pipe to replace it, portions of the wall or floor may have to be removed. Will your policy cover the cost to tear out and replace that portion of the wall or floor? The answer is likely yes. Most policies cover the cost of tearing out and replacing any portion of the building you remove in order to repair damage to the plumbing system or appliance (including a water heater or boiler) from which water or another substance escaped.
These three types of damage can be prevented by using Guard Dog Valves. With the flip of a switch, pipes are closed and water stops. In addition, it is important to calendar monthly checks for plumbing leaks. Commercial property water damage can be eliminated; saving time, money and inconvenience to your tenants, guests and clients. Call us at 866-810-7462 and visit our website at www.guarddogvalves.com